General Practice Books
Related Subjects: United States Canada United Kingdom
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Quite the surpriseReview Date: 2008-03-04
Shows you the games many broker play to take your moneyReview Date: 2004-01-09
The book explains that yes brokers are concerned about making you money, but they are more concered about making money off of you first.
The book explains how investment firms pressure their
stock brokers (aka financial analysts, money managers)
into creating as many "hidden" charges off your account as possible.
One big think the book points out is to watch for excessive
trading and the "hidden" cost of spreads and mark ups and mark downs.
One really good point was about the use of margin.
Most brokers do not explain to their clients the costs and
risks associated with the use of magin( borrowing money to buy
more stocks.)
One hidden cost of margin involves Flat Fee accounts where the money you borrow (and pay a good rate of intrest on) increases
the amount of assets in you flat fee acount, so you pay that
1 or 2% flat fee on the margin too.
Another key point in the book is ask you broker to tell you
what all you expenses total to as a percent of your assets.
You may be suprised how much they reall charge you.
You may not be so happy with your broker when you realize, yes
they made you a 15% return this year, but the market average(at same risk at you assets) returned 25% for the year.
And your broker only got your broker did not have you invested
in those assets that would have given you higher return becuasse
he got a bigger commission ( or hidden costs) on the assets that made you less money.
Many many games revealed about your "honest" broker.
The book has a little fluff so it could be a bit shorter, but the book is full of the many tricks your broker maybe using on you.
So for starters:
Stop your broker from usng high risk high commision product
(lke futures).
Stop your broker from using margin ( borrowed money).
Stop your borker from trading too much with too little reutrn.
Books gives a current and accurate picture of brokers,
on Jan 13,2004 a story on the front of the NY Times and
the Wall Street Journal stated Morgan Stanley was finded
for getting kick backs from sell certain mutual funds.
And in Sept 2003 Morgan Stanley was fined for holding
contests to see who sold the most of Morgan Stanley Products.
KudosReview Date: 2003-07-09
Know Others Before Thyself.Review Date: 2003-07-13
Opportunistic Without Complete AccuracyReview Date: 2002-10-06
Page 41 says "Analysts hold no brokerage licenses. Therefore, no securities rule or regulation applies to them." These statements could not be more wrong. I do not know any analyst that does not hold series 7 and 63 licenses. I do not know of any brokerage firm that allows its analysts to publish research without first having passed the series 7 and 63 exams. There could be small, regional firms that permit this, but the major firms require their analysts to be registered representatives. The authors repeat their mistake on page 74.
The math on page 176 does not work for the "spread" issue. The authors obviously did not proof the offer price, which should have been $10.50, not $10.00.
After spotting these errors, I skimmed through the rest of the book. Although the issues the authors address may aggregate information for the investing public, nothing they say is earth-shattering. The book seems more to ride the tide of dumping on the investment community and offers little in the way of a position on fixing what is wrong. I am the first to agree that the system could be improved, but so could this book.


Too bad many American leaders and mgrs will not follow...Review Date: 2008-07-21
This is the first book I have read that has the correct way to view the secular world with a biblical reference. With that said, I dare you to read this book AND try some of the points in it and see if your work will not succeed!
BUILT TO BE A BEST SELLERReview Date: 2008-04-12
Dan J. Sanders
CEO United Supermarkets
Reviewed by M. Joyce McMenamin
CALL IT THE CLEVERLY PACKAGED LITTLE BOOK
THAT CAPTURED MY ATTENTION & INSPIRED US TO
CREATE A NEW SECTION IN OUR
LITTLE MAGAZINE!
CALL IT WHAT YOU WILL, WE THINK THAT MR. SANDERS HAS DONE A SUPERB JOB OF POSITIONING THE IDEA THAT "BUYER & SELLER'S INTUITION", COMBINED WITH EMPIRICAL DATA, CREATES A BLENDED SUCCESS MODEL OF THOUGHTFUL & INTELLIGENT PROFITABLITY & LONGEVITY.
SANDER'S GOES BEYOND MERELY MIMICKING PREVIOUSLY PUBLISHED MODELS AND
WE WERE ACTUALLY IMPRESSED WITH THE DOWN-TO-EARTH MODELS PRESENTED IN
THIS NEW BOOK BY THE CEO OF UNITED SUPERMARKETS. NO SMALL FEAT. THE CAREER,THE BOOK, NOR THE SUCCESS OF THE ORGANIZATION. ASIDE FROM THE
"INSIDE THE BOOK" ADMIRATION BESTOWED BY BEST SELLING BUSINESS AUTHORS,
STEPHEN R. COVEY & KEN BLANCHARD, THIS BOOK DELIVERS ON IDEAS THAT NEED
TO BE DISCUSSED MORE IN THE FUTURE. IDEAS THAT NEED TO BE TAUGHT IN BUSINESS SCHOOLS & NEED TO BE PUT INTO PRACTICE BY ANY ORGANIZATION THAT
WANTS TO GROW AND THRIVE, LET ALONE SURVIVE, INTO THE NEXT DECADE.
THIS IS A MESSAGE THAT ALL LEADERS NEED TO HEAR, BELIEVE & PUT INTO ACTION.
SANDERS SHOULD GET A TEAM OF FACILITATORS TOGETHER TO BUILD WORKSHOPS
AROUND HIS PRINCIPLES & TAKE IT TO THE MILLIONS OF MANAGERS OUT THERE THAT
STILL DON'T "GEDDIT". BACK WHEN I WAS CONSULTING & FACILITATING CORPORATE GROUP SESSIONS, I WOULD HAVE LOVED TO HAVE HAD MATERIAL LIKE THIS TO DRAW FROM. SANDERS GETS IT!
WHAT'S THE BOTTOM LINE?
IN A WORLD WHERE TOO MANY, WHO "SHOULD KNOW BETTER",MERELY SPEAK TO THE METRIC-MODEL, IT'S OBVIOUS THAT SANDERS & UNITED LEARNED HOW TO WALK BEFORE THEY TRIED TALKING. SOMETHING MANY PROFESSIONALS SHOULD EMULATE. IN LIFE LEARNING HOW TO WALK, STUMBLE, FALL AND GET BACK UP AGAIN, IS THE NATURAL PROGRESSION TO GROWTH. WHO KNOWS? IF THIS BOOK HAD BEEN AROUND 20 YEARS AGO MAYBE WE'D STILL HAVE A STRONG AMERICAN AUTO INDUSTRY! BY THE LOOKS OF THINGS, UNITED SUPERMARKETS AND THE GROCERY INDUSTRY IN GENERAL ISN'T GOING ANYWHERE... AFTERALL, WE ALL GOTTA EAT, RIGHT?
BRAVO!
UNITED, WE STAND & APPLAUD.
Reviewed by: M. Joyce McMenamin
Publisher, Producer and author of The Integrity Channel [m.j.m. estrada]
Network Abundance sponsored by Sensitive Pie Productions
This review originally appeared in NoNiche Magazine November 2007 Issue
Beautiful Book!!!Review Date: 2008-04-04
Built to ServeReview Date: 2007-12-18
The environment and culture Mr. Sanders talks about in his book are evident, from a customer's view point, so it was great reading what was going on behind the scenes of this corporation to help create this atmosphere. He does practice what he preaches.
The Image & Imprint of God in You is Evident By Your Serving One AnotherReview Date: 2007-11-15
We try and do things our way only to end up pursuing wealth, power, status, stuff and things. All along we miss out on the one thing that will bring fulfillment into our lives.
There are many books written on Management and Leadership; most prescribing tools and processes that when implemented over time the companies eventually retreat to nothing but empty warehouses and broken livelihoods, placing cities and towns under a burden of unemployment and families and governmental structures in a deficit. Built to Serve hits the nail on the head by providing practical steps on how to operate in a process that is proven to work.
Serve the people and they will spend more money just to be served; serve them well and they will drive great distances to spend their money because of how being served by your company made them feel. The three keys that I feel made this book so outstanding is that it deals with the reality of a current business mindset which operates in most businesses today which is that you the customer should be glad we are here to take your money and treat you like the ignorant customer that we you and believe you are. Go into businesses and organizations right where you live and you will surely come across this mindset and current prevailing attitude. Serving, the value of people (internal/external customers), and keeping the faith, are all keys that this book really addresses. Combine all of these together and you find yourself in relationship with your customers. Greater is the fact that you can actually begin to reproduce quality leaders.
This book touches my heart for people and helping them to employ daily their talents to assist people and bless their employers. I look forward to the day when more businesses, PNP's, companies, and organizations begin to apply the right tools for today's business problems. This is well written and contains many great truths...good job.

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It's okay but you could do betterReview Date: 2006-09-08
Excellent book. Very Informative.Review Date: 2000-07-05
Amazing Capoeira BookReview Date: 2007-02-18
It even travels into the spiritual, deeper significance of capoeira.
GREAT BOOK.
100% CapoeiraReview Date: 2002-08-11
A truely inspirational piece from a truely inspirational master.
Remains an Excellent Introduction to CapoeiraReview Date: 2005-08-26

Used price: $9.18

The Chaplet of Divine Mercy in SongReview Date: 2008-06-23
Thank you for the prompt delivery of this fine CD.
A Wonderful Divine Mercy RenditionReview Date: 2008-04-28
at the Marian Helpers centre in Massachusetts, is simply amazing.
The voices are as beautiful and clear as crystal and it is an
all-around lovely piece. It is a joy to sing along with this
prayer in this version. Touching, lovely. 5 Stars.
Divine Mercy in songReview Date: 2008-01-07
Better version than the older CDReview Date: 2007-12-03
St. Faustina's intercessory prayer for mankindReview Date: 2008-01-06

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Simply amazing!!!Review Date: 2008-05-20
Buy this book for yourself and friendsReview Date: 2008-05-09
McManus is an inspiration and by telling the story of Jonathan he gives us an example of someone living boldly because they can not live any other way. That is the life I want to lead.
A Call To Action!Review Date: 2008-02-15
I would agree with another reviewer that things get repeated a lot throughout, probably because the whole book was based around the story of Jonathan and the Philistines. Could have been shorter, but still, an excellent read and highly recommended.
Good readReview Date: 2008-02-11
Great for small groupsReview Date: 2007-10-23

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A Truly Complete Guide for the modern worship leaderReview Date: 2007-10-20
Joe O' Donovan, Eire.
The Complete Worship LeaderReview Date: 2007-06-04
Practical, biblical adviseReview Date: 2007-05-13
From the Iranian Christian Worship MovementReview Date: 2007-11-17
A true "Complete" Guide for the Worship LeaderReview Date: 2005-08-19
I have read so many Worship books that only address one of these areas. The Complete Worship Leader addresses all of these areas in a comprehensive yet straightforward manner. Trust me, when the author said "Complete" he REALLY meant it. This is a "must" for Worship Leaders of any level.

Used price: $33.72

From Noive to ExpertReview Date: 2008-02-13
From Novice to Expert: Excellence and Power in Clinical Nursing PracticeReview Date: 2007-03-20
Sensible Nursing ResearchReview Date: 2007-07-12
great for any nurse!Review Date: 2007-02-18
Should be required reading for all RN'sReview Date: 2007-08-21

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Great book with quite a few gems!Review Date: 2008-06-29
A Short, Inspiring Tale that You'll Long RememberReview Date: 2007-06-12
Dr. David & Lisa Frisbie
The Center for Marriage & Family Studies
Authors of Raising Great Kids on Your Own: A Guide and Companion for Every Single Parent
The Generosity FactorReview Date: 2007-06-08
Simple and worth reading...Review Date: 2007-02-20
The basic premise revolves around the imagined life of a young, driven, materialistic broker and a relationship that he develops with an older, successful, generous executive. Throughout the story, the executive takes great pains to teach the general life principle to the broker that significance is infitely more worthwhile than success, and he suggests that the only way to truly achieve significance is to generously give away time, talent, treasure, and touch. It is hard to argue with this notion, especially when presented so effectively.
One aspect of the book that was particularly appealing to me is its insistence on giving God priority and primary ownership over all of our things. Both Blanchard and Cathy are committed Christians, and this reality bleeds right into the text of the book. However, they were not overbearing with this theme, to the extent that some key principles would probably ring true to those outside the Christian community. Still, I appreciated their reference to God as the creator and owner of all, and they seem to suggest, quite compellingly, that it is ultimately impossible to embrace the generosity factor without an appropriate view and reference of God.
Ultimately, the "conversion" of the broker by the end of the story was a bit contrived and saccharine, but such can easily be the nature of parables. This book isn't particularly profound or earthshattering, but it is certainly accessible and helpful. Blanchard and Cathy offer some great ideas, a few that will probably shake some readers who come to the book without a heart of generosity. I have certainly been impacted, and I would recommend this book to anyone with a willingness to more fully understand the generous lives to which God has called us.
I liked it so much I got one for all the graduating seniors!Review Date: 2006-09-09

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Know Your True ComforterReview Date: 2008-01-01
For the faint of heartReview Date: 2007-12-27
To understand Scripture and God in a new light is powerful! For example, the chapter that has recently hit me is on Self-Examination. Too often we in the Church are urged to regularly examine ourselves, a practice that often leads to inward, self-centered and myopic, if not discouraging, spiritual vision. Yet in actuality the Bible tells us only to do this in two different passages: prior to Communion and once said to a church to check if "one is in the faith" - a Yes or No question. From that point, Smith writes that we instead read in Scripture to invite GOD to examine US (not we ourselves), asking HIM to reveal in our lives HIS ways and plans; in other words, we are to focus on HIM, learning of Him, growing toward HIM as a result of it being He who we chose to spend time with, about, and for. Taking our eyes off of ourselves, even when looking inward appears a pious undertaking, and turning our examination toward Him gives freedom from self-focus, inherently grows our relationship with our Lord God, and allows our hearts to be changed not from our own working but from God working in us! This was an incredible change of perspective for me!
Excellent, excellent book!
My review for Religeous bookReview Date: 2007-09-21
E. T. Owens
Hannah Whitall SmithReview Date: 2007-08-01
The Christian's Secret of a Happy Life ( Complete and Unabridged)
The God of All Comfort is still our Comfort todayReview Date: 2007-01-08

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Good News but not Great NewsReview Date: 2004-03-17
Much of the book lacked the passion that really moves a reader to wake up to the sense of soul and spirituality and the need to address the unseen world. The book is told/read without much drama.
Keenan does share insights about life that will probably cause you to examine your priorities and direction in life. He shares stories that are relevant but that didn't seem to strike a loud enough chord to me. I think he could have gone deeper into his spiritual well to offer the reader more living water that what is here.
I think there is a lack of specificity about what he truly believes regarding the soul. He doesn't share much of his Catholic belief system but more of a watered down spirituality that ignores much of what one would expect a Catholic priest to believe.
There were some nuggets that I can take with me such as looking for the miracle in everyday life, expecting gifts from God and from life, and trusting in the guidance of providence when least suspected.
I would encourage him to be more earnest about what he believes in the future.
Great if you like Football.Review Date: 1999-11-09
Inspiring, comforting, insightful, spiritual - a must read!Review Date: 1999-10-29
This Book Is GREAT News for ANY Day!!!!Review Date: 2000-08-14
HONEST AND COMPASSIONATEReview Date: 1999-07-23
Related Subjects: United States Canada United Kingdom
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Like all books and readers, no shoe fits all but the author did try and was successful as far as I'm concerned.
After this reading, I definitely see my broker in a different light. As an options trader, I've learned things that were right there in front of me and just didn't see it. Great info regarding industry tricks.
There was too much detail in certain areas but you can speed read those and continue to you find the gems that appeal to you. Very good read.
Best wishes