Budget Books
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Book ReviewReview Date: 2006-03-07
Master Your Money Type: Using Your Financial Personality to Create a Life of Wealth and FreedomReview Date: 2007-10-10
Review the content (look inside) first !Review Date: 2006-02-12
His other book, Everyone's Money Book was co-authored with Sonny Bloch (see url link below for article about Bloch) who I since learned landed in prison for his on air crookery. So, lot's to question about this author's judgment and expertise!
http://registeredrep.com/mag/finance_talking_dirty/index.html
It Hits Home With Me: Proud to Be a SquirrelReview Date: 2006-08-06
Although not as clinical as the Myers-Briggs Type Indicator, with its often intimidating (and somewhat ambiguous) terminology, elements of this psychological technique are clearly present in this text. Goodman uses such terms as Striver, Ostrich, Coaster Debt Desperado and Squirrel to describe the various types of money personalities that people have, all of which are based on the emotional attitudes we all too often attach to money.
Goodman does an excellent job of laying out the emotional dimension to money, and builds upon this to offer practical advice. He does not seek to alter what he believes are basic personality types; rather, he takes them as given (making no value judgments about the types) and immutable, lays out their strengths and weaknesses, and shows how one can use his or her type to one's financial advantage. He also allows for the fact that a reader can possess elements of several different types. Thus, it would be worth one's time and effort to read the entire book. Additionally, a lot of good, solid financial information is presented in each chapter, and one would do well to lift things of use here and there from the book.
The book possesses a strong psychological basis, and points the reader to further sources of information on both a financial and psychological level specific to his or her type. On a personal note, I was kind of let down with the advice given to squirrels (of which I am one), which basically amounts to the purchase of more insurance and migration to higher return but higher risk investments, but then, this information and advice is consistent with the fears traditionally associated with this personality type. I am a bit more knowledgeable and financially sophisticated than most squirrels, but at the same time am a bit more risk adverse than I reasonably should be, given my choice of career (civil service) and investment strategy (bonds and low-beta stocks like food and utility companies) in the face of my above average educational and professional achievements. So, on the whole, I would say that the author described me and my financial hopes, fears and worries very, very well. Incidentally, I was already in the process of doing many of the things that he recommended for my personality type, so reading this book not only confirmed the soundness of my approach, but also gave me a lot of support and encouragement to continue doing what I have been doing.
I highly recommend the book, as it is a light, fast and accessible read. In sum, the book really hit home with me, and I am proud to be a squirrel.
Lively, Insightful, and Action-OrientedReview Date: 2006-03-02
If you want a thorough personal finance education or a great reference book, get Goodman's Everyone's Money Book, his comprehensive guide to every aspect of personal finance. If you want to avoid investing in the next Wall Street scandal, get his Reading Between the Lies. If you want to understand the jargon spouted by your broker or the Wall Street Journal, get the dictionary of over 5000 terms that he co-authored with John Downes. (You should also check out, if needed, his excellent Everyone's Money Book series that devotes individual books to the topics of credit; real estate; retirement planning; college financing; financial planning; and stocks, bonds, and mutual funds.)
And now, if, like me, you want psychological insight into your style of managing money -- and what you can do to capitalize on your style's strengths and avoid its pitfalls -- get Master Your Money Type. It's lively, it's insightful, it's chockful of great anecdotes, and, typical of Goodman's practical, down-to-earth approach, it provides you with resources that will help you save and make money. (I bought my car using a car-buying service I learned about from him, and I saved thousands over my best-negotiated deal.)
As you can see from one of the other reviews I have written, I am big on finding experts who can give me in-depth assistance for the price of a book, and the powerful new insights this book offers are definitely worth the expenditure.

How to buy and equip an offshore sailboat for ocean passagesReview Date: 2000-02-05
Nice title, shame about the contentReview Date: 2000-03-15
The book is also beginning to date, and some of her admitted personal bias is even less appropriate now than it was when the book was first written.
A capsize phobia is understandable (I suffer vertigo myself) but to dismiss multihulls so casually indicates a partiality that defeats the object of a book with this title. For example, a snide comment about Wharram cats spending time on the beach reveals her ignorance of the prime uses of shallow-draught multis.
If you are already determined to go cruising in the exact same manner as Anne Hammick, this book will reinforce your decisions, but it lacks the balance and depth to be a serious work of reference. Could do better.
An excellent addition to your pre-cruising bookshelfReview Date: 2000-11-17
what a sailor!Review Date: 2005-04-27
S. Sittler
Not much about Budget!Review Date: 1998-10-20

unclear Review Date: 2007-07-19
A Classic and Must HaveReview Date: 2004-11-24
Excellent Professional ResourceReview Date: 2002-01-24
Old fashioned and somewhat confuseReview Date: 2003-09-23

Used price: $4.97

Amazing variety of recipesReview Date: 2003-09-10
Crockpot Cooking is for me!Review Date: 2003-10-28
Does she have stock in the Campbell's company?Review Date: 2007-01-15
Tis the Season for Slow Cooked Meals Review Date: 2004-12-07
Penny E. Stone created this book for Entertaining and there are 101 recipes. Each serving costs only seventy-five cents, so it is much cheaper than going out to eat and your home will be filled with delicious home-cooked aromas.
Many of the recipes can be started 7 or more hours before guests even arrive. So you don't have to be in a state of stress when people arrive. There is nothing to worry about. You open the Crockpot and a meal is served. There are a few recipes where you add vegetables after four hours or stir after a certain number of hours. Just set your timer and you won't have to worry about the time.
Delicious Recipes Include:
Lasagna Rolls with Cheese Filling
Spiced Corned Beef Glazed in Cranberry-Wine Sauce
Chicken Tetrazzini (made with chicken and mushroom soup)
Spicy Cheese Dip
Baked Rhubarb Pudding
Hot Cider
Mistletoe Punch
This is a sweet and simple book filled with ideas for busy or new cooks. The recipes are all very easy to make. The recipes are designed to serve 6-8 people. If you are planning for more guests, just buy another crockpot. You might want two because then you can make dinner and dessert in crockpots.
Even if you don't own a crockpot, there are many recipes you could adapt for the stovetop or oven. The ingredient lists give me lots of ideas for seasoning meats and making quick deserts. Like the creamy fudge sauce just includes melting all the ingredients together and that could even be made in a regular saucepan.
Just think of a slow cooked meal, the aroma drifting through the house and Christmas Music. What could be more comforting? Best of all, you can relax when company arrives.
~The Rebecca Review

Used price: $0.63

Helpful tips!Review Date: 2006-02-24
In Five-Star Living on a Two-Star Budget, co-authors and self-proclaimed bargain hunters Margaret Feinberg and Natalie Nichols Gillespie, offer readers a practical reference tool for discounts on everything from fashion and groceries to little-known travel getaways and home purchases.
With thoughtful planning and research, these two women empower all of us to learn how to free up our hard-earned dollars to enjoy life more fully and make a bigger contribution to the world.
The authors suggest that those who experience true Five-Star Living have joy in their lives, feel satisfaction with their circumstances and are more willing to share their fortune with others. They have dubbed the Live It! Give It! Principle: God gave you everything you have, so it really belongs to him. You honor him when you manage well what he has given you (Live It!). He blesses you when you share what he has given you with others in need (Give It!).
While a noble notion to be sure, I had to overcome the religious overtones to benefit from the many freebies, discounts, rebates and negotiating strategies provided. The religious reference did not seem relevant to the Live It! Give It! Principle or Five-Star Living.
Five-Star Living invites you to elevate your living standard no matter what your income level. They start out with basic ideas for getting your finances in order, debt under control, saving for the future, taxes in order and giving to others.
The next seven chapters provide specific ideas for saving on beauty and fashion, great ideas for parents, gourmet groceries and dining, entertainment, traveling, high-tech and big-ticket items. With the expanding availability of on-line research, a constant eye for good deals and plenty of legwork to uncover savings opportunities, the diligent consumer can enjoy great restaurants, fine hotels and the activities you love while staying within your budget.
As I read through this simple missal, I reflected how practical and helpful these tips are and wondered who I could pass the book to next. But then again, I think I just might keep it myself to jumpstart my own Five-Star Living experience!
Armchair Interviews says: Who doesn't love helpful tips that are both practical and affordable.
Four stars for "Five-Stars"Review Date: 2006-02-20
Five-Star Living on a Two-Star Budget offers a sensible alternative to these two bleak options. One that says you can have your cake and eat it too. And all within your current budget! Everything from great vacations, to designer clothing, gourmet dining to the latest technology - this book teaches you how to "live big on only a little."
Combining the fiscal intuitiveness of a mother of six with the pop-culture savvy of a "young married," Nichols Gillespie and Feinberg literally offer hundreds of suggestions on ways to cut corners in your budget without sacrificing your lifestyle. By teaching their "Live It! Give It!" philosophy they also provide balanced teaching on the joys of giving to others while enjoying many of the finer things in life for yourself.
Don't think this book is nothing more than a list of ways to "do it on the cheap." It's much more than that. The authors not only offer a multitude of suggestions on ways to get the most "bang for your buck," they also provide a unique perspective and philosophy of personal finance that is both creative and practical. The book even offers some sound advice on creating a budget and getting out of debt in order to increase your potential for living a "Five-Star" lifestyle.
At the end of each chapter there are "Action Points," which give useful suggestions for putting what you've just leaned into action. Buying a new computer? You might just want to seriously consider purchasing that extended warranty. Have a favorite place where you get your hair done that's a little pricey? Why not keep going there and cut back in other areas that are not as "essential?"
The bottom line is - you don't have to go without all of life's pleasures just because you don't earn a six-figure salary. By following some sound financial advice and doing a little homework you can truly enjoy a modest lifestyle on a miniscule budget. And probably still have some money left over to bless others along the way. (Courtesy of ShaneBertou_com)
Unfortunately didn't feature many tips that were new to meReview Date: 2006-10-12
Unfortunately, while I enjoyed this book a lot, I didn't really find any new tips that I was excited about putting into action. Maybe my bargain-hunter Mom was enough of a good example for me that I learned these things early, or maybe these tips are merely intuitive enough that most people could think of them when they sat down and thought about ways of living better on less. It is hard to say.
Then, I felt like the areas where they gave tips on cutting costs or finding deals were far outweighed by the amount of space they gave to talking about the philosophies they wanted to share, the different businesses and commercial websites that they find helpful, and the general tips on how to do things that are unrelated to saving money or finding better deals on luxury items.
For example, when talking about how to book a hotel on the cheap, they give a page and a half of additional tips on how to book a hotel, ranging from warning you to get a hotel in a location convenient to where you will want to go (who wouldn't think to consider location?), to finding out whether hotels offer high-speed internet access (if you need it, wouldn't you think to ask?), and telling us the difference between suites where you have more space and amenities and rooms where you have less space and fewer amenities. They go through the same routine of reminding us of basic considerations (often not involving money) in nearly every section of the book.
It almost felt like they wanted to cram all of their knowledge and helpfulness into one book, regardless of whether that was necessary or appropriate. I know when I am reading about a specific topic, I don't usually want a whole lot of unrelated info mixed in. Another example of this is in the beauty section, where they have the following Five-Star Fact:
"Has your all-time favorite lipstick been discontinued? Have no fear. It's Three Custom Color Specialists to the rescue! The New-York City based company has a list of the secret mixes of more than 7500 different lipstick colors and can recreate your favorite. You simply slip a small slice of your old color into a small bag and mail it to the company. For $50 they'll create two new tubes of your favorite color. The company can also recreate other types of makeup. It's pricey, but when it's your all-time favorite, it's worth it."
In the above quote, I not only felt advertised to, but also felt like since they weren't showing us how to get a better deal on this service and were not showing us how to get a better deal on makeup in that blurb, it simply wasn't relevant.
Then in the travelling section, they advise,"If you find yourself faced with a long layover due to a bump or because of an airline traffic delay, don't let it get you down. Instead of feeling frustrated, count the downtime as extra time to relax with a book you have been wanting to read, visit with an old friend you have been meaning to call, or if the layover is really long, hop in a cab or rent a car for a few hours (a one day rental can sometimes cost less than $15) and drive around the city. Make the most of every moment. That's Five-Star Living!"
I personally didn't think that the information presented there was groundbreaking enough to be shared. When faced with a layover, I don't think I am going to look back to my five-star living gurus and wonder to myself what I should do in this situation.
Overall, this was a chatty and pleasant read, but I didn't find any new tips for me personally to use, and the amount of filler text made it frustrating at times. Five-Star Living to me means cutting the fluff from my life and truly getting the most enjoyment and benefit out of everything I do (and read), and I didn't feel that this book delivered on its promise to help me do that.
Does not feature Christian teachings directly--but fun to readReview Date: 2006-02-13
In this book you'll read about how one of the authors filled her entire garage with cases of 7-Up, costing her hundreds upon hundreds of dollars, just so that she might get enough UPC symbols to win a trip from Florida to California to be a guest at an awards show. And, believe it or not, she won -- flight, hotel, the works! Another time, one of the authors and her husband arrived early at an airport and kept signing up to be bumped voluntarily from flights. They spent two days at the airport, but wound up with more than $8,000 of free flight vouchers for travel anywhere in America. (Like I said, these women are wacky!)
Besides the crazy stunts they have pulled off, they also have some less daring suggestions for folks looking for good deals. They begin their book by wisely talking about reducing debt, establishing a budget, using coupons, finding the best sales, judging products, and discovering unusual bargains. They later provide websites for locating special deals on travel, lodging, movie tickets, hard to find foods and clothing items, and stage play reservations. They give hints on how to deal with car salesmen, furniture stores and other big ticket selling venues. They show how to entertain at home cheaply with crafts, rental items, and bulk buying.
Although the book does not feature Christian teachings in a direct manner, the authors are consistent in their focus on charitable giving, service to others, and sharing of prosperity. They are against hoarding and, instead, talk about the joy of giving away to others out of the abundance that careful planning and budgeting bring to students of their plans and systems.
There are good lessons here, and there are also some wildly entertaining tales of attempting stunts to win big prizes. The writing is easy to understand, the advice is pragmatic and functional, and the humor of the book makes it fun to read. -- Dr. Dennis E. Hensley, Christian Book Previews.com

Used price: $3.88

Railroad from Marrakech to Safi, build by FrenchsReview Date: 1999-06-16
Railroad from Marrakech to Safi, build by FrenchsReview Date: 1999-06-16
Skip the Fodor's, Get the Lonely Planet InsteadReview Date: 2003-06-05
Good for highlights, short on detailReview Date: 2000-09-05

Its a good book!Review Date: 2008-02-08
I just now bought Waddy's book (Idiots Guide) and it seem decent so far.
Book delivers more than budgeting adviceReview Date: 2001-11-14
I am torn about this book, because I believe grant seekers should NOT be the ones to design programs; program staff ought to do that. However, I realize that in reality grants people often end up with this task, or can act as advisors and coaches to those going through the process. And in any case, we grant seekers need to understand the task of project design and how it relates to expressing a project in numbers and words when approaching a funder.
The book goes on to focus on budgets, after the groundwork of planning has been expertly laid. The sections on budgets are very useful for anyone dealing with government proposals.
So, while the book takes a stance I don't necessarily agree with - that the grant seeker is a project designer - I have rated it highly because it is sure to result in better planned projects for anyone who follows its advice.
Much more that you asked for....Review Date: 2002-07-14
This is definitely not a book that you pick up as a reference source when you are beginning or in the middle of preparing a budget. It is not a book for beginners, unless you have the time and patience to work your way through, chapter by chapter, learning their process step by step. Indeed, it would be a good text for a full semester class, with lectures and homework and steady progression through its many topics. Budgets don't really come into the picture until Chapter 5. The authors require that you learn or relearn their terminology relevant to grant writing before you can approach actual budgeting. Throughout the book they present concepts and ideas, and drag on through several paragraphs or pages saying what something is not before saying what it is. By their definition, of course - which you must accept to move forward.
This is really a book on preparing grant applications, not just budgets. Several chapters and sections of chapters are devoted to projects, programs, defining problems, defining solutions, project development, and program evaluation. Each is described in detail, with examples and forms, which are also available on the accompanying CD-ROM. By the time you get to Chapter 5 and see a budget form you are exhausted. But take a vitamin pill - Chapters 6 through 9 detail in depth the difference components of a budget, using their terminology. Which you memorized back in the beginning of the semester for the first test. Again, the explanations are exhaustive and belabored, and stated often in negatives, which is confusing. For example, Chapter 6 is dedicated to explaining direct costs. There are nine pages defining the different types of travel, including definitions of travel by watercraft and by animal. After all the various modes of travel are defined, the rest of the chapter explains how to acquire each of them on site and the different types of each. Bus travel is broken down into inter-city, intra-city, and chartered. They also describe express buses and local buses, and where and how to purchase tickets. More information than most of us need, to say the least. If you don't know the difference between an express and a local bus by now, you are in big trouble. Not that it is relevant to preparing a budget anyway.
The authors are committed to a budget format that uses very specific line items. They state that any item you can put in a budget can fit into one of their categories. Just for fun, I came up with a couple of items I would put in a budget that I couldn't fit into their scheme. And if you want to use their forms from the CD-ROM, you must do all your budgets according to their line items. You are on your own if you have a potential funder that demands you use their forms and their line items.
If you can ignore all the indirect, convoluted and useless information, this book has a lot to offer. Many concepts are very valuable and useful. Some of the forms are also useful. There are planning forms and evaluation forms in addition to more budget forms that usually appear in one place. Select the information that is relevant, ignore the rest and use what is applicable. Wading through the chaff to get to the wheat is not easy, but many of the kernels are worth the effort. And if you are taking or teaching a full semester course this could be a useful text or supplement.
Great Step by Step to a Budget that Makes SenseReview Date: 2005-01-24

Used price: $3.95

Limited appeal, but limited audienceReview Date: 2008-08-27
Yes, it's the same bookReview Date: 2007-02-23
It's a great book, just identical to The House You Build. Read the reviews of that book to see other opinions.
It's a 'must' for any library strong in homeowner's and builder's guides.Review Date: 2007-10-17
HOUSE ON A BUDGET: MAKING SMART CHOICES TO BUILD THE HOME YOU WANT is now in paperback, retitled from The House You Build, and comes from an architect who offers his background and advice on creating a custom home on a budget. There's a gap between production housing and high-priced custom homes, and HOUSE ON A BUDGET fills this gap, offering the pleasures of a custom home with the tips from an architect on working with unconventional sites and the latest custom fixtures and additions. It's a 'must' for any library strong in homeowner's and builder's guides.
Diane C. Donovan
California Bookwatch
CopycatReview Date: 2007-01-25

Used price: $0.01

Pros outweight the cons.Review Date: 2000-11-12
I LOVE THIS BOOK!Review Date: 2000-03-29
This book is a mess!Review Date: 2000-04-01
VERY HELPFUL!!!!Review Date: 1999-02-12

Used price: $0.01

Essential....Review Date: 2000-03-20
I used this book mostly for orientation when arriving to new places, bus/train station locations and it gives a good idea on what is possible and what isn't. I prefer the writing style in this to the, "The lonely Planet" - I don't need the LP pointing out to me, "A land mine can ruin more than your day" -
All in all and excellent companion that is stillin 1 piece after 6 mths thru asia....
a glossy overview, but lacking details.Review Date: 2000-08-08
It does a nice job of giving a quick description of just about everything. This allows you to plan the high level details of a trip. A great book to have sprawled out on the dining room table when thinking about where you might go.
But when it comes to actually arriving at a destination and then finding lodging, activities and food, the content is pretty barren. Several times I found myself borrowing other travelers' versions of Lonely Planet's guide: thailand.
Although the diving information was out of date, I appreciated that they did reference that data whenever possible.
If I could bring two books on my next trip, I would bring this and Lonely Planet's. But if I were constrained to one, I would choose Lonely Planet's.
Not bad, but go with Lonely PlanetReview Date: 2001-11-07
I recently saw Wat Phu in Laos. I had photocopied part of Lonely Planet:Laos and I also had my Let's Go book with me. Let's go was worthless compared to LP, even though LP:Laos came out in 1998. I had a map of the temple and tons of history on it. It was like having a tour guide, without having to hear the bad English.
Good job.Review Date: 2000-11-22
Related Subjects: Auctions and Bids
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