Money Books

I found this a very interesting book. The sons of the late Reverend Jamison and his wife have come across a stock that he purchased and go to seek the advice of B.B. Freeman, an African-American financial advisor. The three are both skeptical of the idea of investing. At each year, all three are to decide whether to sell or keep the stock and learn about the stock market and money management. This book is specifically targeted towards the African-American community but it is worth reading for anyone who doesn't have any idea of what stocks are and how to invest.

Finally, a financial book that speaks directly to the African-American family! This book is so incredible because it approaches our culture in the manner we love the most--through a good story. The teaching tone is so soft, you don't realize that you're learning about investing.

While a co-worker was spending hundreds of dollars to
learn AutoCad at the local collage, I learned as much at
the same pace at home with this fine book. It should be sub-titled as a tutorial. The book begins assuming you know nothing about AutoCad,
and carefully explains in a straight-forward method all you need to know. Everything is done in sequence so each excercise teaches
new commands to be used in following drawings. It is a great primer
for new users learning 2-D basics, and I have shared it with experienced users at work as a reference manual for 2-D
and 3-D drawings. The book comes with a disk with programs
to help you learn which was a real time-saver for me. I would recommend this book to all beginning and professional
AutoCad users. I have other titles from The New Riders Publishing Company, and they have all been a very good investment.

Inside AutoCad 12 For DOS ISBN 1562050559
While a co-worker was spending hundreds of dollars to
learn AutoCad at the local collage, I learned as much at
the same pace at home with this fine book. It should be sub-titled as a tutorial. The book begins assuming you know nothing about AutoCad,
and carefully explains in a straight-forward method all you need to know. Everything is done in sequence so each excercise teaches
new commands to be used in following drawings. It is a great primer
for new users learning 2-D basics, and I have shared it with experienced users at work as a reference manual for 2-D
and 3-D drawings. The book comes with a disk with programs
to help you learn which was a real time-saver for me. I would recommend this book to all beginning and professional
AutoCad users. I have other titles from The New Riders Publishing Company, and they have all been a very good investment.

Howard L. Russell is a professional loan broker who has been working in the trenches getting loans for his clients for years. He has also talked to thousands of people who didn't qualify for a loan and finally realized no one had written a complete book on the subject.

"After you read this book, you will be able to get a copy of your credit report and sit down at the kitchen table with a pen, paper and calculator and determine whether you qualify for a loan or not. If you don't quality, you will know exactly why and what to do about it." -Howard L. Russell

The Insider Credit Handbook will show you:

1. How to get, read and understand your credit report
2. How to establish credit
3. How to re-establish credit
4. What is a personal loan: what it takes to qualify for one and how to get it
the two kinds of car loans: what it takes to qualify and how to get one
5. Home equity loans: what they are and how to qualify to get one
6. Using a loan broker: what they do, what they charge and avoiding the rip-off guys
7. Bankruptcy and what to do next. An alternative to bankruptcy.

In the first chapter you learn exactly where to go to find your credit report. Web site info and phone numbers and how to get your report fast. In the back of the book, there are sample reports so you can read this book and see examples on the actual forms.

Once you get your "own" report, that is when this book gets really helpful!

Like: You might see: Sum-ACCTS 18, 3-ZEROS, 14-ONES

What does ACCTS:18 mean? When you see this on your report it will mean you have 18 loans listed on your credit report.

The author takes you step-by-step through your entire report! How unique to actually have someone spend that much time explaining things. Oh the beauty of books. There is no way the author could spend this much time in person because he would be out getting loans for his clients. So, this is really the "decoder" for your report. Although, I must say, he does do everything he can to help people get their credit back so they can get a loan the next time they apply. There are plenty of examples and stories that were quite interesting to read.

There are some very important "warnings" listed. Like if a loan officer pulls a credit report and sees lots of recent inquiries, it might mean you are trying to borrow a lot of money in a short period of time or you have already been turned down a few times.

You know, I don't normally review "finance" type books, but this one is dang interesting! It is like entering this secret little world of loans. The font size is nice and easy on the eyes.

This should be required reading at some time during high school! Everyone in America needs this information, because eventually you will need a loan. At that point it might be too late to undo the damage caused by mistakes you didn't even know you made!

Highly Recommended!

~The Rebecca Review

For the inside scoop on how to go from bad credit to good credit, this is an excellent source. It's full of sound, practical tips and information that people who want to move ahead really need to know. No matter what your income or credit history, unless you've worked in the credit business, you can't know all the facts this book has to offer. Russell has the experience in the business to know his subject from the inside out and he writes in a way that everyone can understand. One of the things I learned from this book is that there are ways to apply for loans without creating credit report inquiries. If you have bad credit, this could be a lifesaver! But whatever your financial goals, this book is sure to help you move toward them.

This book is excellent for challenging undergraduate courses as well as graduate courses in international finance. It has a unique mixture of theory, evidence and institutions. The theory is mainly delivered to you using a few equations and helpful diagrams. The "evidence" part accompanies each theoretical offering and usually takes the form of reporting the structure and results of empirical tests. As far as I know this is the only international finance text that gives so much insight into the econometrics of international finance. It is well known that MacDonald is an international expert in the econometrics of international finance, and the bibliography indicates that he has worked quite a lot with Hallwood investigating various propositions concerning the behaviour of pegged exchange rate regimes. One of the best features of the book is the way that the theory and evidence is used in the discussion of international institutions such as the operation of fixed and floating exchange rates, currency unions and development of the international financial architecture. There is also an extensive discussion of the main features of the history of international monetary systems. Finally the authors have made an effort to bring in some discussion of international finance in east Asia. Probably the book could have benefitted from more discussion of regional issues such as these. Even so there is quite a good theoretical discussion of dollarization in Latin America.

We have tried hard to keep abreast of the literature in all of the main fields of international finance - theory, evidence, institutions and policy. As we believe that scholarship requires the scholar to know the sources of ideas - every idea having its own author(s), we have not spared the student the bother of knowing about the researchers and the generation of ideas in international money and finance. We cover 'recieved wisdom' as well as the important new developments in the field. The latter include such diverse subjects as theoretical innovations in the general equilibrium theory of exchange rate determination, explanations for the relative immobility of long-term capital alongside highly mobile short-term capital, the behavior of exchange rates within target zones, theories of the best course of financial integration of transition economies and developing countries into the circuit of international capital, explanations for why real exchange rates often diverge for long periods from purchasing power parity, how misinformed speculation and speculative bubbles can cause floating exchange rates to be unstable, new successful empirical methods for forecasting exchange rates, and a reassessment of the performance of the gold standard in the 19th century and its role in the Great Depression. This textbook-monograph - written for smart undergraduate and gradute students, is widely used on three continents (the Chinese translation appeared in 1996). And we know that is it used for course work at Ivy League universities in the US, and many universities throughout Europe.

INTOXICATED is one of those books, when you open it and start reading, you don't want to put it down.

From its evocative opening pages, the reader is drawn into a story of overindulgence and experimentation set against the backdrop of a backend-of-nowhere setting - Gomersal.

Having grown up in "The Rhubard Triangle" of West Yorkshire , it wasn't hard for me to be transported half way across the world, to a village setting which probably has changed little since the mid-nineteenth century, to a family of alcoholics and their co-dependents whose actions and reactions are also constant through the ages.

Barlow's pages reek of authenticity. But, don't get me wrong, INTOXICATED is far from a torrid story. Like the secret recipe which is added to the Rhurbarb drink, the cast of colourful characters spike the mixture and titillate the imagination.

Take Vermilion - the personification of the music hall midget - colourful by name and nature, and the weakling George who slowly emerges like the proverbial butterfly, Isaac Brookes - entrepreneur - seemingly unstoppable, and the rest of the cast of contrasting hangers-on who are unwittingly carried along in the tide of reverie.

INTOXICATED captures the reader's imagination with its drama and pathos and Barlow portrays its characters with honesty and sensitivity.

INTOXICATED is a great read and I can thoroughly recommend it.

This is the strangest historical novel I have read. It's the story of how soda drinks were invented, set in rural victorian England (if you will...) and involving alcoholics, cocaine addiction and rhubarb (yes, you heard right). he's one of those writers who draw you in, very subtle and readable but so warm. I mean really warm. full of emotion so that you kind of gasp almost after some scenes. and he can do drama, and humor. it leaves you a bit drained of emotion. fantastic, wild writing.

Investing is certainly an intricately complex field for lay people who are not sophisticated in financial matters. Therefore, books like this one are good vehicles in deciphering the language of investing. Mr. Waddell, an MBA graduate from the Harvard Business School, explains all the basic concepts in regard to investing in a pleasantly readable style for the absolute beginners to obtain the necessary understanding of certain pitfalls which can appear in every step of the process. The style of writing, which first of all had to be clear and understandable to his wife who typed and screened it, is concise and to the point sprinkled with humor. A powerful primer with lots of clarification of some crucial technical aspects of investing for the clueless but curious and ambitious beginner investors.

I think this book did a pretty good job at teaching the complete beginner, me, about the basics of investing with stocks, bonds, and mutual funds. He favors stocks over bonds in the long term, and rightly so. He clearly demonstrates that bonds simply can't handle inflation the way stocks can. However, some bonds do make sense for certain people, like older folks near retirement. Even then, he suggests using say, 25% stocks to protect older folks from inflation. But for young kids like me (20 yrs old), long-term, diversified no load stock mutual funds seems to be the way to go. He shows one table in his book showing the average return of different stock and bond combinations through 1947 to 1989. The table demonstrates that a porfolio with 100% stocks and 0% bonds has the largest average return. He also discusses numerous tax deferral programs such as various IRA accounts, including Roth IRAs. I could go on and on about all the things I learned in this book. I would recommend this book to anyone new to investing.

In this highly interactive book, pre-teens and teens get a chance to learn all about money.

Not just the dollars and cents of it, but things school doesn't teach you, like facts about state and local income tax, how credit cards really work, what the stock market is and how you can take advantage of it, how to save for your retirement, and even how to go about starting your own business.

Although aimed towards girls, I found IT'S A MONEY THING! a great beginner's guide to managing your money that would be perfect for boys, as well. Although most boys might not take advantage of the journal pages or the fill-in-the-blanks lists and charts available in the book, it would still make a great guide to anyone looking for a primer on how money really works -- and how you can get it to work for you.

Even as an adult, I found a lot of things to be highly helpful in this book, especially the breakdown and translation of stock terms, the additional listings of websites about money and finance, and the glossary. All in all, this is one book that would make a perfect addition to any home or school library.

Reviewed by: Jennifer Wardrip, aka "The Genius"

This is an essential book for girls, especially in a world where they are bombarded with credit cards that they use and abuse freely, without understanding and with disastrous consequences. The open and breezy format invites girls to understand their place in the global economy and to take the first steps on the road to financial literacy. Understand how you might start your own business like other young girls, how money works, how it grows through the miracle of compound interest, and how to achieve a lifetime of financial security through sensible investment goals. There's a handy glossary, recommended books that encourage girls to control their financial destiny, plus lots of useful websites for young investors. Don't be one of those women who laments, "No one ever taught me about money."

Karen's Lucky Coin

This book is about a girl who finds a lucky penny and finds a wallet full of money. The main character is Karen, who has blonde hair, blue eyes, loves to have fun at the fairs, and is very friendly. The story begins in early June; Karen is sitting outside talking with her friends when she finds a lucky penny.

This book has a hopeful ending. She wants to go to Fun Land, but she has no money until she finds a lucky penny when she finds a wallet full of money. My friends would like this book because it's about a girl that learns the value of the dollar who doesn't take money seriously.

This book tells the story of a girl that finds a lucky penny and finds a wallet full of money. The genre is fiction (not real). The book fits in a larger context-social because there was a lot of socializing in this book. I like this book because it is non-fiction (real) like biography.

This book is a powerful look at the concept of not taking money seriously. I like this author because it makes you want to stay and read it some more. With the other authors, I just read one chapter, and then I'm finished with the book. I read a book based on how interesting it is, if I like to think about it more. If it is boring, I read it fast to get it done. I like the book Karen's Lucky Penny because there's more adventure in this book than the other books I have read in the past.

It was very good and interesting book. The author did a very good job in writing this book. I enjoyed it very much. Thankyou for writing it!

Expertly written by Robert E. Tevis (an experienced businessman who knows the techniques of salespeople in Fortune 500 companies), Keep Your Hands Out Of My Pocket: Strategies To Get More For Your Money is a straightforward and "user friendly" instructional guide for budget conscious consumers whether they are shopping for everyday bargains or making large purchases such an automobile. Keep Your Hands Out Of My Pocket clearly outlines the tips, tricks, and techniques that professional salespeople use to get the most possible money out of clients, customers and patrons. Tevis aptly teaches the reader a complete roster of basic skills for standing up to pressure, misdirection, and other sales tactics. Simply put, Keep Your Hands Out Of My Pocket is a superbly organized, deftly presented, and very highly recommended financial self defense guide.

A quick, enjoyable and incredibly utilitarian read. Trevis, a bonafide expert on sales from the other side of aisle, exposes some secrets that salesman use to coax unlikely buyers into spending more. He walks you through the process of being an expert negotiator even with the pushiest of salesman. Trevis preaches, be polite but firm and above all an educated buyer. Pretty much common sense. But Trevis masterfully puts it all together. Then he goes way beyond that to offer clever tactics for saying "no," advice on how to stoically manage your emotions during a bargaining session, and when to walk away. Loaded with amusing anecdotes of his own buying experiences with his uncle, father-in-law and other assorted family members. You want a guy like Trevis by your side when purchasing a car or some other big-ticket item. Probably not practical since he lives in New Jersey. Though no doubt purchasing his book would be the next best thing. -- Eric Dondero, Author, Worldwide Multilingual Phrase Book & Vacation Spanish

Ted Janusz has written a great resource for those who rent or buy. It helped me understand the difference between Freddie Mac and Fannie Mae, why there's a separate closing agent at a sale, how to use the good faith estimate to compare to actual mortgage costs, and how to reduce costs with mortgages. I wish I had owned this book when I bought my home. I am buying multiple copies to give to friends and family.

In the mortgage application process, we're disoriented by mountains of paper we're compelled to read and sign. Somewhere in the back of our minds, we probably know that most of it is meant to protect someone else--not us. Ted Janusz's book "Kickback" makes it easy to understand traps in the mortgage and home buying process, and shows us how industry insiders use hard-to-penetrate terminology to disguise extra compensation paid for by the borrower. Don't wait until you're asked to sign mortgage papers. This is an easy and quick read that you must put on your list as soon as you start house hunting. Knowledge is power--be informed!