Personal Finance Books

Very well-recorded and entertaining audio book. It is written in story form, telling parables about money and accumulating wealth. The story format makes it very impactful. I think even today we have slaves and slave masters. The slaves are the ones who work for other people and live paycheck to paycheck. The slave masters are the ones who own companies or have other types of passive income, thus having slaves work to support them. I have passive income myself, and I have slaves working 9 to 5 jobs to give me my income. I no longer work for other people. I'm self employed now and I have my own business. Working for other people was hell and working for myself is heaven. I was very abused in every job I had, but as my own boss I treat myself very well! I have it really good now and my life is easy and very pleasurable. This book promotes saving and investing so you can have a passive income too. Then you can live well without working for others. You can be a slave master like me and have slaves support your own lavish, comfortable lifestyle.

This is wonderful book for someone who would like to have that voice of wisdom break down the principles of money management.

Written in story form in the language of the days of Babylon, this is a very informative and entertaining audio version of the book.

I highly recommend the AUDIO MP3 version of the Richest Man in Babylon The Richest Man in Babylon

I really enjoyed this audiobook, it was all I hope it would be and more.

Globalization is quickening and will continue to have an increasing impact on your professional career. With globalization there will never be a shortage of Talent. Having the best talents and proven capabilities is not enough anymore. As the author puts it, we need to become "Talent-plus" person. If you do, you will add value to yourself, add value to others and accomplish more than you dreamed was possible.

This is an excellent book that can be applied in the real world. As an IT Project Manager, I was able to apply the learnings from the section on Teamwork to inspire my project team.

Other books on the same subject seemed very philosophical "common sense" with no practical actionable take aways. This book, however, explains things in very analytical format with examples that I could relate to, both personally & professionally. Recommended!

This book forces you to examine your character more than your talent. It offers concrete information with great examples.

This book is truly highly motivational in moving ourselves beyond what we believe are our talents and gifts. I really feel much can be gained from reading this phenomenal book.

John C. Maxwell truly has a gift with words and speaks from the heart. This is definitely highly recommended.

God bless you all.

I hate to sound harsh but I found this to be just another book with stories and examples to make the reader feel good. The author tells the reader if you aren't motivated then others can't motivate you and yet that is the underlying premise of this whole book. Would not recommend to anyone serious about wanting insight to leadership, coaching or anything near the two.

I have read and then reviewed most of John Maxwell's previously published books and on occasion I became concerned that he was merely recycling some of the same core concepts he first examined years ago. In this volume, he asserts that "talent is never enough." If it were, "then the most effective and influential people would always be the most talented ones but that is often not the case...Clearly talent isn't everything." That said, he hastens to add, talent is worthy off our admiration and must be perceived in the proper perspective. For Maxwell, it is "a God-given gift." For others who do not share his faith, it is nonetheless usually referred to as a "natural" as opposed to an acquired capability. All human beings possess talent but differ in terms of number, nature, and extent of what Maxwell calls "giftedness." The challenge is to maximize one's talents. In this context, I am reminded of Darrell Royal's suggestion that "potential" means "you ain't done it yet."

Maxwell has identified thirteen key choices that can be made to maximize one's talent. None is a head-snapping revelation, nor does he make any such claim. "Make these choices, and you can become a talent-plus person. If you have talent, you stand alone. If you have talent plus, you stand out." He devotes a separate chapter to each of the thirteen. Once again, as in most of his earlier works, he includes a number of especially apt quotations from what must be a substantial collection of what he has accumulated from various sources thus far. He also includes at the conclusion of each chapter a set of "Application Exercises." Maxwell fully understands that sustaining self-improvement initiatives involves a process, an extended journey, one that requires a compass, a map, and sufficient resources once begun. He is convinced (and I agree) that specificity is imperative: Goals must be written down, frequently reviewed, and when appropriate revised. Self-improvement must be results-driven. And, more often than not, improvement will be incremental. Maxwell insists that "belief lifts talent." Henry Ford once spoke to the same point when pointing out that "whether you think you can or think you can't, you're right." Without faith in what is possible, why bother?

Passion energizes talent, initiative activates it, focus gives it direction, preparation positions talent properly, practices sharpens it, perseverance sustains it....and so the list of choices continues. Maxwell's key point is that all of us have a choice, actually several choices, and can determine to what extent (if any) we take full advantage of the talents we have, such as they are. He concluded with "The Last Word on Talent" (Pages 273-275), once again urging his reader to become a talent-plus person. "If you do, you will add value to yourself, add value to others, and accomplish much more than you dreamed was possible." Earlier, I expressed my concern that Maxwell would sometimes recycle some of his core concepts about leadership and human development, notably in works such as The 360 Degree Leader: Developing Your Influence from Anywhere in the Organization. That does not happen in this book. To me, this is his most personal book thus far...even more so than is Leadership Gold: Lessons I've Learned from a Lifetime of Leading which I consider to be his most valuable work thus far.

Those who share my high regard for Talent Is Never Enough are urged to check out Geoff Colvin's Talent Is Overrated: What Really Separates World-Class Performers from Everybody Else. Colvin set out to answer this question: "What does great performance require?" In this volume, he shares several insights generated by hundreds of research studies whose major conclusions offer what seem to be several counterintuitive perspectives on what is frequently referred to as "talent." In this context, I am reminded of Thomas Edison's observation that "vision without execution is hallucination." If Colvin were asked to paraphrase that to indicate his own purposes in this book, my guess (only a guess) is that his response would be, "Talent without deliberate practice is latent." In other words, there would be no great performances in any field (e.g. business, theatre, dance, symphonic music, athletics, science, mathematics, entertainment, exploration) without those who have, through deliberate practice developed the requisite abilities.

Colvin leaves no doubt that by understanding how a few become great, anyone can become better...and that includes his reader. This reader is now convinced that talent is a process that "grows," not a pre-determined set of skills. Also, that deliberate practice "hurts but it works." It would be "tragically constraining," Colvin asserts, for anyone to lack sufficient self-confidence because "what the evidence shouts most loudly is striking, liberating news: That great performance is not reserved for a preordained few. It is available to you and to everyone." I urge those who read this brief commentary to read both Colvin's book and Maxwell's. Each is a singular, brilliant achievement.

I listen to this in my iPod - it's a great motivational program!! I don't agree with his views on dating though.

Absolutely the most amazing lecture series I have ever heard. I have never heard Hill speak but you can just tell he is absolutely committed to his philosophy by being such a shining example of it! He was paid a pittance when he was interviewing the hundreds of successful people that Andrew Carnegie introduced for Hill. It took him around 20 years to get all that data into a systematic philosophy for personal success! Who else would be more qualified to speak on personal success than Hill?!?

This lecture series contains material that is not in Think and Grow Rich and the Keys to Success books. This should be the bible of success for everyone!

I love this audiobook set. It is helping me understand my business and explode it to the top better than any audiobook I have ever purchased.
Mr. Hill is definitly the best motivator I have ever listened too. His practical approach to Life as well as Business is amazing. Every household need this book and apply the principles taught in this Audiobook.

Mr. Hill has the success system that never fails. This is one of the men that Anthony Robbins copied to build his personal power series. A very good buy.

I have the print version of Think and Grow Rich as well as this set of CD's and they nicely complement one another. While much of what is in the CD can be gleaned from the book, it is good to listen to Mr. Hill's lectures to reinforce the material.

That said, I must say I made the mistake of listening to the CD's in the car while commuting to and from work. The angst of driving in Southern California doesn't allow for proper attention to be paid to the material in the recordings. My suggestion is that you find a quiet, isolated place to listen to the CD's and then really focus on what Mr. Hill is saying. He is full of knowledge and is also an entertaining speaker. You will not get bored listening to him! It will be so much more valuable than zoning out watching mindless, worthless television shows.

Much of what he says is really nothing more than common sense but it is helpful to have it all contained in one setting, plus how many of us know what we ought to do but don't do it? I believe if a person truly applies the principles and techniques advocated by Mr. Hill, there is no doubt they will be successful.

The Amazon price for the 9-CD set is well worth it. Just make sure you set yourself up in the proper listening environment, then act on what he says.

I have been doing a self-study on investing topics this year and previously read several books on indexing by Jack Bogle [my hero, and an erudite writer], and Morningstar's Christine Benz [Clear and concise], but I think this is my favorite. Ferri is laser sharp in explaining investing concepts, and reads like you are learning one-on-one from an excellent business school professor. I bought this book because I had already read his also excellent book on asset allocation. This would be a perfect book if it was better edited. The text and content is fine but there are typos, repeated words, etc. Ferri's work deserves better, but I still very highly recommend the book.

This book does a good job of explaning the concept and history of index funds as well as the emerging presence of EFT's

I liked John Bogle's 1994 book on mutual funds better, but his book touched on facets Mr. Bogle's book did not. Of course that book was copyright 1994 IIRC.

I learned about indexing and the various indicies they emulate as well as the advantages and pitfalls of EFT's

A worth while read.

Members of AAII [...] have access to the 2007 EFT review which is excellent at analyzing the catagories and expenses of the various EFT's.

I'm a total noob to the market and investing but this book explained so much. I think its a must read for anyone looking into investing for their future and have no idea where to start.

I have taken advantage of the latest market volatility to confirm my long-term financial strategy. I ordered several books from Amazon on asset allocation and using low-cost index funds or ETFs for investment.

Rick Ferri's books (I also ordered his new ETF book) are well-researched, complete guides to sensible, long-term investing. He avoids the fads, and provides information in clear, understandable terms without all of the emotional "hype" present in many books about the capital markets.

In my opinion, Mr. Ferri's prior books (and the articles he has published in journals for financial professionals) have made me a better investor.

I highly recommend All About Index Funds.

I value Richard Ferri's books and this one is no exception. While the writing is easy to grasp, it is most complete. The book covers just about everything you need to know to master investing in index funds or ETFs.

Although the book is not about allocation (Ferri has a great book on that subject), it does discuss it. He shows how to actually cut risk by using a more aggressive approach.

I found the history of index funds most interesting. But I also appreciated the discussion of tax advantage in indexing, the different benchmarks, bonds and commodities.

This book can make you money if you read it, study it and apply it to your own investing. The more you know about and understand index funds and their close kin, ETFs, the better able you will be to profit by using them.

Highly recommended.

Do As I Say Not As I Did: Gaining Wisdom in Business Through The Mistakes of Highly Successful People tells various business horror stories from a number of financially successful individuals. This book is divided into eight sections: Know the Business You're In; Employees: A Necessary Evil; When Good Partners Go Bad; The Corporate Culture: If It Ain't Broke; Entrepreneurship 101; Tough Times; and Selling Your "Baby". Each section focuses on common mistakes of a certain general subject. For instance, the section Know the Business You're In shares common mistakes that pertain to due diligence while the section When Good Partners Go Bad examines the problems that occur when you and your partner have conflicting business personalities and different business goals. In all cases, however, highly successful business people frankly share what their actions or inactions cost them and what they learned through making these mistakes.

Do As I Say Not As I Did contains a wealth of information about common business mistakes and potentially difficult business situations. This book explains that the cost of these mistakes is more than just monetary. Valuable time, energy, and friendships are also lost in the process. Moreover, this book demonstrates what qualities and actions are required to become financially successful. This book will be an invaluable asset to any entrepreneur that dreams of building a financially successful business.

After attending a seminar where Carol Frank was a guest speaker, I purchased the book. While it has many good examples of business mistakes, I thought she could have gone a little more in depth when it came to the solutions of the problems. My other minor complaint is that she focused on too many local businesses from her home state of Texas, and not enough on national companies. Overall, it was a good book, though not one I'd likely read a second time.

If you own a business and don't read this book then YOU are making a serious mistake. Carol Frank leads us through an amazing set of real life stories from seasoned business owners. Do As I Say is a quick read, but I found that the stories make a lasting impression.

A fabulous read- I thought Miss Frank gave a clear and accurate view that is a must read for every new entrepreneur!

Thank you so much for being completely honest about the joys, pains, pitfalls, patience required and road blocks that apparently we all face - it's easy to believe that "I'm the only one" riding this insane roller coaster called entrepreneurship, you convinced me otherwise and I will be sure to share information on how to purchase this book with all of my friends!

My grandma gave me this book as a graduation present in 2006. Because of the advice in this book I am a financially independent 21 year old grad student and home owner. It gave me tips and advice to save moeny make more money, and invest.

This book changed my life, after reading this book, I got into home airbrush tattooing [...], made enough money over the summer between high school and college that I was able to pay for my entire semester without any loans. By the time I graduated I had a strong financial portfolio and enough money saved up to put a big down payment on a home.

This book is for you ... you know who you are. You need money, you need financial freedom, then read and apply this book in your life. Mr. Salomon my prayers are with you in your time of trials.
As an immigrant to this great country I will surely use this book.

This book has a lot of information in a well written, easy to read style. Beginners can easily understand it, and those already knowledgeable about financial matters will pick up new information. Learn from one who has done it!

This book is so easy to read that anyone can become financially independent by reading it. I normally don't like books about money-making because they use complicated words and phrases that the Average Joe (or Average Jane in my case) can't understand. This book, however, is written in a way that everybody can understand. Through Eddie Solomon's personal experiences, the reader grows wise even if they're young like I am. It's an excellent book for anyone and is well worth the price. I would recommend this book to anyone who wants a steady financial future (which should be everyone I would think!). Eddie Solomon is a genius but more importantly, he's incredibly generous.

This book cuts through the bull.
I've read many books on this subject and this book stands out as the best of the bunch.
I highly recommend this book to any one who truly wants to begin to understand the true way of financial independence.

The main character in Dale Dauten's magnificent story, The Max Strategy, is Max Elmore, an old man with infectious enthusiasm, insatiable curiosity, and wisdom gained from a lifetime of management consulting to leaders across a spectrum of organizations. Max meets the book's fictional author during an extended delay at O'Hare Airport, and during their ensuing conversation, one of the topics Max discusses is 'becoming a flukologist':

"Burton Malkiel (A Random Walk Down Wall Street) dreamed up an imaginary coin-tossing contest. A thousand contestants in a line; heads was a winner, tails a loser. So the thousand people toss their coins and about five hundred get tails and lose. The five hundred with heads toss again. After seven tosses there are just eight coin tossers left. By this time crowds start to gather to witness the surprising ability of these expert coin tossers. The winners are overwhelmed with adulation. They are celebrated as geniuses in the art of coin tossing - their biographies are written and people urgently seek their advice. After all, there were a thousand contestants and only eight could consistently flip heads."

"Naturally, if you aren't smart and hardworking and all that, you're going to fail ten times out of ten. But if you do all the right things, guess what? You fail nine times out of ten. Think how many great novels you've read that never became best-sellers. Think how many actors you see in local or regional theaters who are as good as those on Broadway. Their problem isn't talent or work ethic; it's that they aren't expert coin tossers."

"Remember this: The coin tosser who gets the most 'heads' is the one who gets the most tosses. Given enough chances, chance is your friend."

"Yes, a fluke is a fluke. But you could use a fluke in your career, no? So maybe we should learn their secrets and become 'flukologists.'"

"If you innovate instead of imitate, and work every day to be different from yesterday, you'll improve your odds: You no longer will fail nine times out of ten. You'll fail eight times out of ten."

"Real achievement is a kind of lottery. You enter by being competent and hardworking. Most people get one shot in the lottery, playing at one-in-ten odds. I'm trying to show you how you can enter again and again, at two-in-ten odds. Here's the logic. Most people try to be like the successful people in their field. The result is that everyone does what everyone else is doing. If a great new idea comes along, sure, they adopt it. So does everyone else. You see what is happening to each of them? Each is trying to be exceptional, but ends up going about it by being just like everyone else. The upshot? They have, at best, a one-in-ten chance of producing results in the top ten percent of their profession."

"If you want to be extraordinary, the first and hardest step is to stop being ordinary."

"People try to conform to success, but to be successful is to be a non-conformist. Let's put it this way: You don't become a Picasso by taking a Picasso print and running it through a Xerox machine."

"You can't get to better without first getting to different. Every blessed day. Believe me, it'll wear you out. No, I'm not suggesting the easy way out: this is the exhausting way out. But it's also the exciting way out, the alive way out."

This week, I'm teaching at the Wow Institute in Henniker, New Hampshire. 75 fundraisers from across North America have come seeking ideas to make them better. If we're successful, participants will learn to become innovative flukologists and expert coin-flippers who reject 'ordinary' and are committed to pursuing 'different' every day. It's the risky path, but it's also the only path to 'better,' the only path to 'extraordinary.'

(from www.crawdaddycove.com)

This is a good book, but I'd say it's a bit thin on detail and information. It is basically composed of many feel good success stories.
There's no knowledge here that I found to be of of the ordinary or particularly helpful, but's a good easy read.

A very very good book. The great thing about this book is that once you start reading is, you will not let go... The book tries to reinvent our thinking from the normal rut. Definately a good read. You might not agree with the author at certain junctures, but then he comes up with very good examples.

This book was my introduction to Dale Dauten and remains one of my favorite business books because of the novel way the author finds to make practical advice memorable.

The book is organized as a conversation between a successful entreprenuer and a stranded burned-out businessman at snowed-in O'Hare airport. Max Elmore,our hero, helps his new friend see the nature of innovation and the connection between innovation and business success.

For the person who wants the reputation as an innovator (and ain't that what makes life fun?) this is a little book that can be read and understood in a few short hours.

If you have the courage to devote the additional time to completing the exercises outlined in the book you can expect to uncover some interesting experiments that might lead you to some new methods and new thinking.

If you are interested in innovatation and experimentation as an employee or a business owner, the few hours reading this book will be richly rewarded.

Couldn't put it down. I would recommend this book to anyone that has DARES to dream... It puts success in "simple" terms and not anything like the corporate books I have read in the past- that advises mostly on the "rules" on how you "should" do things....I LOVED IT! I'll probably re-read in about 6 months...

If it didn't say "Harvey Mackay" on the cover, we wouldn't even mention this book, but ol' Swim with the Sharks Harvey is a brand unto himself. Pushing the Envelope is pure Mackay: breezy style, predictable advice, management insights as deep as a puddle. Still, expect it to sell. Mackay, like Zig Ziglar, can move books on name recognition alone.

This latest tome offers 90 chapters of advice on how to improve yourself, outdo the competition, raise expectations, manage effectively, and do it all with flair. When you pack that much living into one slim volume, you can expect each chapter to have maybe a shade more meaning than a fortune cookie. That's not to say that some of the advice isn't sound. It's just that so much of it is insight into the obvious. Take this pearl, for example: "Always let the other side talk first" in a negotiation. OK, fair enough, but what if both of you have read the book?

If nothing else, Mackay is a master of self-promotion. He tells you that to save time you should listen to books on tape and then gives you the phone number for Nightingale Conant, which he calls "the biggest and best" source of them. Well, he doesn't mention it, but Mackay's taped books are a Nightingale Conant staple. Then again, learning to self-promote, network, and connect at every turn is central to his whole rap. He's merely practicing what he preaches about pursuing every opportunity--indeed, running it into the ground.

Mackay does point readers to some really good titles with the oomph his book doesn't have, suggesting The Real Heroes of Business...and Not a CEO Among Them, by Bill Fromm and Len Schlesinger (Currency/Doubleday, 1994), which chronicles 14 employees across the country who provide exemplary service; and Leadership Without Easy Answers, by Ronald A. Heifetz (Belknap Press, 1994), which is indeed one of the best books on leadership written in many years.

To be fair, Mackay can be a hoot, and sometimes that's all you want one of his books for. He can even laugh at his own breed, as he does in a wonderful send-up in chapter 9. Laid out as a screenplay idea that was rejected by his real-life moviedirector son, the chapter describes a befuddled, aging CEO who spouts management wisdom--when he can remember it--to young whippersnappers seeking advice. "Dig your well before you stub your toe...wait a minute, that's not it...," he fumbles. Hilariously accurate.

One of my favorite things to do besides learn about the stock market is read books on starting/running businesses and self help/motivational/inspirational books I find these books to be a relaxing brain stimulant that helps me better myself. I am sure others receive the similar feelings and thoughts from reading material like this.

Pushing the envelope is another great book by Harvey Mackay (he owns an envelope company incase you were wondering.) Like his other books "Swim with the Sharks Without Being Eaten Alive" and "Beware the naked man who offers you his shirt" Pushing the envelope is choke full of real life tips on how to be better at work, at home and with friends. Hands off to Harvey for he has created another wonderful book.

If you would like to invest in your future I recommend purchasing this book: Pushing the envelope all the way to the top

Reed Floren

I have been a fan of Harvey Mackay since reading Swim with the Sharks. Pushing the Envelope is even better.If you are in business or want to be, read this book and learn from a master..

From Author of "Script Magic: Subconscious Techniques to Conquer Writer's Block: Want to get motivated? Want to do the impossible! You can, with Harvey MacKay as your guide! There are many poignant messages in this book, but the two that touched me the most was the fact that MacKay aimed for and achieved his desires, despite the "odds." And secondly, the subtle message I get from him and his book is that generosity is really the best policy. Tuck it under your pillow at night and read it for inspiration!

Did I read the same book as the rest of these reviews? I like Harvey Mackay and enjoyed Swim With the Sharks, but I thought this book was a fairly simplistic brain dump of cliches and unoriginal thoughts. I do believe Mackay's geniunely decent nature come through and most of the concepts were fairly well presented, but I found very little here I hadn't already heard. I kept thinking to myself that this was Harvey's publisher squeezing out another book under contract. Sorry.

I have not yet finished this book, but so far it is excellent. It is just what I would expect from Michael Maloney. The hardest part will be getting friends and family to read it, as I believe it holds essential information in preparing for our not so distant future.

As financial markets swing wildly investors often turn to tried-and-true investments as solid as gold and silver - despite the fact they too fluctuate. RICH DAD'S ADVISORS: GUIDE TO INVESTING IN GOLD AND SILVER provides a review of economic cycles that contribute to gold and silver's importance as an investment vehicle, with chapters considering how and where to invest money in precious metals. An outstanding introduction for any novice to investing in precious metals.

Diane C. Donovan
California Bookwatch

This book isn't just a great book about investing in precious metals, it is about learning to identify cycles and taking control of your financial destiny.

I have never been interested in economic history, but Mike Maloney has included a foundational economic history in his book in such a straightforward manner that it is both easy to read and easy to understand. It is surprising (terrifying but exciting) to see that history indeed seems to be repeating itself... however anyone that reads this book and takes action will weather the coming storm in a very exciting way.

If you are considering this book - I recommend you get it NOW and read it NOW... I truly believe that events are shaping up so fast that it will be too late very soon.

I am not someone to write a book review - but like I said... this book changed my life because it opened my eyes to many things I didn't see or know. The information was very factual and presented in a way that gives the reader the information needed to feel confident about making choices now that will greatly benefit them in the future.

THANK YOU, Mr Maloney, for writing this complete, eye-opening book on why it would be a good idea to be invested in physical gold and silver NOW! You have truly changed my life. (I know it's sounds over the top... but I promise you, I am not being paid to say this and I do not know Mr Maloney - although I DO hope to meet him someday!)

Happy Investing!
P. Adams

ps: Here's a Christmas Idea for your older children or even your Mom & Dad...: For Christmas this year, our plan is to give a copy of this book to each of our kids with 1/2 tube of silver bullion rounds and a written test on the book... when they finish the book and pass the test, we will fill their tubes up to the top. They will have the option of trading the bullion in (to us) for US dollars... but I doubt they will want to! After they read the book, I KNOW they won't want to!

I purchased this book to learn about investing in gold and silver. What I got was a whole lot more. This fast read gives great insights into how our economy is no more secure than a house of cards. The author demonstrates where our economy is headed and how we can gain wealth rather than endure looming financial disaster. Oh yes, the book tells you about the different ways to purchase and hold precious metals. He also discusses the benefits and pitfalls of each method. If you are looking for a technical summary of exactly how to do it, this isn't the book for you. It is, however, a real wake-up call for America. I'm purchasing several copies for my family, friends and business assoicates.

I have read several of the "Rich Dad Poor Dad" books, and have been enlighten with the information that was provided, and it has helped me personally deal with my financial issues. Plus, seeing my future is very different after reading these books.

This is the most life changing investment into your future you will ever make. I will soon be "debt free baby" Thats the way to be. Great product expecially if you dont have time to read the book.

My husband has always wanted us to be debt free. I never thought we could and still enjoy life. After 3 months, we have already paid off 3 of our credit cards and cancelled them. We are more careful with our spending now, and we are finding cheaper ways to have fun (while we are getting out of debt)! Excellent reference!

My husband and I LOVE this system! We are giving Dave's CD's for all graduation and wedding gifts. If you are looking for peace and freedom- this is your key!

I've listen to Dave on the radio for months and decided to get the whole truth. This is enjoyable to listen to--Dave actually does the narrating. It walks you through step by step. Highly recommended

Dave Ramsey presents a plan to get out of debt and build wealth in such a simple, logical (and entertaining) way that I can't imagine anyone forsaking his advice. My husband and I listened to his audio book while driving from Indiana to Tennessee this past weekend. From the moment the audio book ended we started planning with excitement how to reach our goals using TMMO. In fact, we would stop the CD to discuss then pick back up. We're finally both on the same page regarding our finances, which for many married couples is difficult to achieve. I believe listening to the audio book together was the best approach. If you read his book and get all fired up, then it may be frustrating while you wait for your spouse to read it -- IF they read it.

The only thing I found just a little annoying was his introduction. I'm sure his inflections were meant to translate into simple animation, but it came across as slightly immature to me. He works his way out of that, though. I also found myself wanting him to "get on with the meat of the plan already" instead of spending so much time in the intro. But be patient because the meat of it does come and it's prime!